文献类型：期刊文献

中文题名：数字普惠金融的发展现状及空间差异分析

英文题名：The Analysis on the Development Status and Spatial Differences of Digital Inclusive Finance

作者：徐敏[1]

机构：[1]广东海洋大学经济学院

年份：2018

卷号：0

期号：9

起止页码：61

中文期刊名：西部金融

外文期刊名：West China Finance

基金：广东海洋大学人文社科项目"普惠金融的空间差异及集聚效应研究"(c17026);广东海洋大学博士启动项目"中国普惠金融发展的分布动态;空间效应及政策选择研究"(R17101)

语种：中文

中文关键词：普惠金融;空间差异;变异系数;集聚性

外文关键词：inclusive finance;spatial difference;variation coefficient;agglomeration

中文摘要：本文运用变异系数和Moran指数对中国2011-2015年数字普惠金融的发展现状及空间差异进行分析。结果显示:中国数字普惠金融的发展水平不断提高,省域之间普惠金融的差距在不断缩小,偏远地区借助互联网移动支付和金融服务快速提高普惠金融发展水平;各省域普惠金融的空间性集聚性明显,存在高——高集聚和低——低集聚的现象。

外文摘要：The development status and spatial differences of digital inclusive finance from 2011 to 2015 in China are analyzed by using the variation coefficient and Moran index. The results show-that the level of development of digital inclusive finance in China has been constantly improving, the gap between provinces and regions in the inclusive finance has been constantly narrowing, the level of the inclusive finance in remote areas have been rapidly improved through Internet mobile payment and financial services, the spatial aggregation of the inclusive finance in various provinces is obvious, and there exists the phenomena of high-high agglomeration and low-low agglomeration.