文献类型：期刊文献

中文题名：广东省数字普惠金融的地区差异及收敛性分析

英文题名：Regional Differences and Convergence Analysis of Digital Inclusive Finance in Guangdong Province

作者：罗帅[1];赵庆团[1]

机构：[1]广东海洋大学经济学院,广东湛江524000

年份：2022

期号：10

起止页码：68

中文期刊名：西部金融

外文期刊名：West China Finance

语种：中文

中文关键词：数字普惠金融;地区差异;Dagum基尼系数;收敛性;同群效应

外文关键词：digital financial inclusion;regional differences;Dagum Gini coefficient;convergence;cohort effect

中文摘要：本文选取北京大学发布的2011—2019年广东省各市的数字普惠金融指数,使用Dagum基尼系数探究广东省区域数字普惠金融的地区差异,并用σ收敛和β收敛方法对其收敛性进行了实证检验。研究发现:广东省的数字普惠金融水平存在空间非均衡状态,珠三角地区最高,其余地区相对落后;整个广东省及珠三角、粤东、粤西和粤北地区的数字普惠金融水平差距呈现下降的趋势;收敛性分析表明数字普惠金融的发展不仅符合σ收敛特征,而且具有绝对β收敛和条件β收敛的特征,并存在同群效应。

外文摘要：This paper selects the digital financial inclusion index of Guangdong Province from 2011 to 2019 released by Peking University,uses the Dagum Gini coefficient to explore the regional differences of digital financial inclusion in Guangdong Province,and usesσconvergence andβconvergence methods to analyze its convergence.empirical test.The study found that:the level of digital financial inclusion in Guangdong Province is in a spatial non-equilibrium state,the Pearl River Delta region is the highest,and the rest of the region is relatively backward;the level of digital financial inclusion in the entire Guangdong Province and the Pearl River Delta,eastern Guangdong,western Guangdong and northern Guangdong is different.It shows a downward trend;the convergence analysis shows that the development of digital financial inclusion not only conforms to theσconvergence characteristics,but also has the characteristics of absoluteβconvergence and conditionalβconvergence,and there is a cohort effect.