文献类型：期刊文献

中文题名：我国中小企业融资难的经济学解释及其对策

英文题名：The Economic Explanation and Solution of Financing Problem of Small and Medium Enterprises

作者：陈文汉[1]

机构：[1]广东海洋大学经济管理学院

年份：2006

卷号：20

期号：11

起止页码：94

中文期刊名：华东经济管理

外文期刊名：East China Economic Management

收录：国家哲学社会科学学术期刊数据库

语种：中文

中文关键词：融资难;信息不对称;制度约束

外文关键词：financing problem; asymmetric information; institution restriction

中文摘要：针对导致中小企业融资难的信息不对称这一根源性问题,文章认为只有联系西方的现代信息经济学和制度经济学理论,消除由于信息不对称而引起的逆向选择和道德风险、化解制度约束才是解决问题的关键。并提出是解决中小企业融资难问题的相应对策。

外文摘要：Asymmetric information has been a fundamental cause for financing problem of small and medium enterprises. The author claims that a crucial way of solving the problem is to apply the modem western theory of information economics and institutional economics, to eliminate the adverse selection and moral hazard caused by asymmetric information and to get rid of the institution restriction. The author also proposes the correspondent solutions to the financing problem of small and medium enterprises.