文献类型：期刊文献

中文题名：数字普惠金融、居民消费与产业结构升级——基于广东省地级面板数据的PVAR动态分析

英文题名：Digital Inclusive Finance, Resident Consumption and Industrial Structure Upgrading——Dynamic Analysis of PVAR Based on the Prefecture-Level Panel Data of Guangdong

作者：谢汝宗[1];杨明婉[2];白福臣[3]

机构：[1]贵州师范大学教育学院;[2]广东金融学院金融与投资学院;[3]广东海洋大学管理学院

年份：2022

期号：2

起止页码：59

中文期刊名：调研世界

外文期刊名：The World of Survey and Research

收录：国家哲学社会科学学术期刊数据库、CSSCI_E2021_2022、CSSCI

基金：广东金融学院2020年“优博”科研启动项目“数字经济背景下地理距离与农户正规借贷行为研究”(0000-KC2019002001080);广州市哲学社会科学发展“十三五”规划2020年度一般项目“粤港澳大湾区生产性服务业集聚与区域经济增长”(2020GZYB59);广东省教育厅创新强校工程重大项目“广东海洋生物医药产业集聚度测度、机理与效应研究”(2017WZDXM013)的资助。

语种：中文

中文关键词：数字普惠金融;居民消费;产业结构升级;PVAR模型

外文关键词：Digital Inclusive Finance;Household Consumption;Industrial Structure Upgrading;PVAR Model

中文摘要：本文基于2011—2018年广东省内21个地级市数据,通过构建PVAR模型深入研究数字普惠金融、居民消费与产业结构升级之间的动态关系及其区域异质性。结果显示:在短期内,数字普惠金融会抑制产业结构升级,居民消费对数字普惠金融和产业结构升级具有推动作用;在长期内,数字普惠金融和产业结构升级对居民消费的提升存在正向促进作用。数字普惠金融和居民消费与产业结构升级之间的关系存在区域异质性,数字普惠金融对产业结构升级短期内在粤东西北地区呈现抑制作用,而在珠三角地区表现为促进作用;居民消费与产业结构升级的相互促进关系在粤东西北地区比在珠三角地区表现更为显著。

外文摘要：Based on the data of 21 prefecture-level cities in Guangdong Province from 2011 to 2018, we conduct an in-depth study of the dynamic relationship between digital inclusive finance, household consumption and industrial structure upgrading and its regional heterogeneity by constructing a PVAR model.The results show that in the short term, digital inclusive finance will inhibit the industrial structure upgrading,and household consumption plays a role in promoting digital inclusive finance and industrial structure upgrading;in the long term. digital inclusive finance and industrial structure upgrading have positive effects on the improvement of household consumption. There is regional heterogeneity in the relationship between digital inclusive finance, household consumption, and industrial structure upgrading. Digital inclusive finance has a short-term inhibiting effect on industrial structure upgrading in the east and northwest of Guangdong, yet a promoting effect on industrial structure upgrading in the Pearl River Delta region of Guangdong. The mutual promoting relationship between household consumption and industrial structure upgrading is more significant in the east and northwest of Guangdong than the Pearl River Delta region.