文献类型：期刊文献

英文题名：The influence of private large shareholders on the distribution of bank loan industry: Evidence from China

作者：Liu, Jie[1];Zhang, Qiaoyun[2];Xu, Kun[2]

机构：[1]Guangdong Ocean Univ, Sch Econ, 1 Haida Rd, Zhanjiang, Guangdong, Peoples R China;[2]Southwestern Univ Finance & Econ, Sch Finance, 555 Liutai Ave, Chengdu, Sichuan, Peoples R China

年份：2023

卷号：68

外文期刊名：NORTH AMERICAN JOURNAL OF ECONOMICS AND FINANCE

收录：SSCI(收录号：WOS:001087357000001)、、Scopus(收录号：2-s2.0-85170563214)、WOS

语种：英文

外文关键词：Private large shareholders; City commercial banks; Loan industry

外文摘要：We take China's city commercial banks from 2007 to 2020 as the research object, according to the background of shareholders' main business industry, shareholding ratio and the distribution of bank loan industry, to empirically study the influence of private large shareholders on the city commercial bank's preference of loan industry. We found that the increase in the shareholding ratio of private large shareholders can increase the bank's loan supply to their industries. This effect is significant for private large shareholders in different industries and banks of different sizes. Good corporate governance has a moderating effect on the influence of private large shareholders, which is embodied in the fact that the strong checks and balances of state-owned large shareholders and the independent director system weaken the influence of private large shareholders, while the insider control strengthens the influence of private large shareholders. Shareholders in the same industry as private large shareholders increase the influence of the private large shareholders, which is mainly manifested in the private shareholders; on the contrary, shareholders in other industries weaken the influence of the private large shareholders, mainly manifested in the state-owned shareholders. Private large shareholders have effectively reduced the non-performing loan ratio of banks.